SR-22 Insurance


SR-22 Insurance Quote Forms

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SR-22 Insurance Information

What is an SR-22?

An SR-22 is an insurance document that shows proof of financial responsibility and verification of auto liability coverage. The DMV may require you to provide an SR-22 in addition to your car insurance if you drive under the influence of a drug or alcohol, drive without proper insurance, are a habitual traffic offender, or are involved in a motor vehicle accident.

What Is an FR-44?

An FR-44 is an insurance filing document that shows proof of financial responsibility and verification of auto liability coverage with a higher limit of liability than the standard state minimum limits. Those limits of liability are required to be maintained at $50,000 bodily injury per person/$100,000 bodily injury per accident and $40,000 property damage liability. This filing form is often required following a DUI or DWI conviction.

How does an SR-22 or FR-44 affect you?

An SR-22 or FR-44 must be carried for a designated time period, depending on the reason it is being required. Most offenders can expect to have an SR-22 or FR-44 for up to three or five years. During this time, you must maintain continuous liability coverage. Any break in coverage will be reported to the state, resulting in the suspension of your license. On top of securing adequate insurance, drivers with an SR-22 or FR-44 status should adhere to traffic laws and refrain from driving after alcohol consumption. After the proper fulfillment of this time period, a driver’s FR-44 status will expire, and driving privileges will be restored.

What does an SR-22 or FR-44 cost?

These policies vary in price based on your driving record, location, type of vehicle, non-owner status, etc. Typically most carriers charge a form filing fee that is a one-time fee already included in the policy premium.

Contact our agents here at Salzberg Insurance Agency today for an SR-22 or FR-44 quote. If you don’t own a vehicle but need a filing form to get yours license back at DMV, we can help you with a non-owners insurance quote. Just give us a call at 757-583-1828 or complete our online quote form.