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Salzberg Insurance Agency Blog: small business

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Business owners have to consider the kind of risks that their business is exposed to on a regular basis, especially when driving is involved. An accident can result in lawsuits that could cause considerable financial trouble for the company. That's why it's crucial for business owners to invest in a commercial auto insurance policy. READ MORE >>

Hurricane season, which lasts from June 1 to November 30, can wreak havoc on small businesses. According to the Insurance Information Institute, 60% of the top 10 costliest natural disasters were hurricanes.  There are several different ways that a hurricane can damage the business you have worked so hard to build. READ MORE >>

How do you choose an agent? The best way to find someone you’re comfortable with is to talk to several over the phone or visit their offices.  Competent insurance agents should be able to answer your questions, help you assess what coverages you need and offer you insurance products to meet those needs. READ MORE >>

Service stations, garages and other businesses that run towing services, or services where they take custody of a vehicle, must be particularly conscious about liability. As such, they are accountable for their customers’ cars, during the course of their everyday work. READ MORE >>

SHOULD I BUY A PACKAGE POLICY? Insurers often combine a number of coverages into a package that is sold as a single contract. The advantage of a package policy is that it offers a broad variety of coverages for small businesses at a price that is usually lower than if the same coverages were bought separately. READ MORE >>

INSURANCE FOR A HOME-BASED OR VERY SMALL BUSINESSAn extremely small business, such as one operated by one or two people out of a home, may not need workers compensation insurance. But it often needs more property and liability insurance than is provided in a typical homeowners policy. READ MORE >>

WHAT INSURANCE SHOULD MY BUSINESS HAVE? Most businesses need to purchase at least the following four types of insurance: Property Insurance Liability Insurance Business Vehicle Insurance Workers Compensation Insurance READ MORE >>

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