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Salzberg Insurance Agency Blog: norfolk

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Have you heard of a home and auto insurance bundle? Well, a business owner’s policy, or BOP, is a similar policy bundle for small to medium businesses. BOPs provide the coverage that business owners need, wrapped up in a tidy bundle with a single premium price. READ MORE >>

You hear about living green everywhere you turn these days, but most folks are set in their habits of incandescent light bulbs and high electric consumption. You may not be ready to give up your old ways, but aren’t you ready to save money? The great thing about going green is that it’s great for both the environment and your wallet. READ MORE >>

When you've made the decision to protect a collection through insurance, you want to be sure that coverage amounts measure up to the value of our items. Determining proper values can be tricky, as so many variables impact a piece's worth. That's why professionals appraisals are critical. READ MORE >>

Working from home may sound like a wonderful pipe dream to you, but for many Americans it’s a daily reality. In fact, three out of ten homeowners operate a home-based business. However, many of these small business owners wrongly believe that their homeowner’s insurance policy will cover any damages that occur and, therefore, they may go underinsured for years. READ MORE >>

Parking lots may seem docile on a normal day, but during holidays, sales and other shopping rushes, they provide a ripe arena for fender benders and door dings. Taking the time to use caution and drive defensively can be frustrating if you’re in a hurry, but not nearly as frustrating as backing into a car would be. READ MORE >>

Over two-thirds of American homes are underinsured. Many people think the best way to save is to reduce their coverage, but that would be detrimental if a covered incident should occur. Rather, try the following 5 tips for saving money on your homeowners insurance premiums without sacrificing proper coverage: Raise your deductible: Most standard policies start with a $500 deductible. READ MORE >>

Halloween is spooktacular holiday filled with fall festivities and delectable treats. But if you’re not careful, a trick may befall you and lead to danger—particularly on neighborhood streets. With a bit of extra caution, this holiday can be as enjoyable for you as it is for your little caped crusader! READ MORE >>

It’s that time of year – fall is here, and with fall comes changing leaves, hayrides and a chill in the air. Another part of fall is that school starts again! With school resuming, stress and worries resumes such as packing lunches, getting to soccer practice and finishing homework. READ MORE >>

Business owners have to consider the kind of risks that their business is exposed to on a regular basis, especially when driving is involved. An accident can result in lawsuits that could cause considerable financial trouble for the company. That's why it's crucial for business owners to invest in a commercial auto insurance policy. READ MORE >>

Hurricane season, which lasts from June 1 to November 30, can wreak havoc on small businesses. According to the Insurance Information Institute, 60% of the top 10 costliest natural disasters were hurricanes.  There are several different ways that a hurricane can damage the business you have worked so hard to build. READ MORE >>

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