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Salzberg Insurance Agency Blog: homeowners

View the latest blog posts from Salzberg Insurance Agency.

Most of us don't wind up retiring in the first home we buy. Even if that's our intention when we first move in, life has a way of throwing surprises at you. Maybe you want to move to another state to be closer to the grandkids. Maybe you can only afford your dream home later in life. READ MORE >>

Earthquakes may strike any location without warning. Even in areas without high quake risks like Virginia, the threat still exists. What many people do not realize, however, is that earthquakes often don’t come and go. They may trigger other hazards that lead to extensive property damage. READ MORE >>

There exists an unsubstantiated attitude that “a fire won’t happen to me” and that fire “is someone else’s problem”. We also place an unrealistic burden on our fire departments to save us from any fire that may occur. READ MORE >>

If you have homeowners insurance, you already know that it covers property damage and liability risks. But exactly what types of damages are covered? Apart from theft and vandalism, many natural disasters are covered under most standard homeowners insurance policies, such as: Fire Severe storm READ MORE >>

This is an issue that many people do not understand about the dwelling replacement cost on homeowners insurance increasing every year. This happens even as the real estate market is going down. Here are some reason why construction costs for homes are growing. READ MORE >>

Summer’s here and the sun is out. One of the best ways to cool off from the heat on a hot summer day is by taking a dip in a swimming pool. If you’re considering adding a pool to your backyard or buying a house that has one, congratulations! READ MORE >>

Do you know what your homeowner’s insurance policy really covers? If you are like most policyholders, you more than likely do not know that your lawn equipment, shrubbery, and even pool can be covered under your policy. When you purchase insurance, the agent will ask you about everything that you own. READ MORE >>

Nearly half of homeowners think the real estate value of their home determines how much homeowners insurance they need, and a third of them report buying less insurance to save money. Those were the findings of an Insurance Pulse Survey from the Insurance Information Institute -- and those homeowners are making a mistake, says institute vice president Loretta Worters. READ MORE >>

Shopping for insurance is not something that many people look forward to doing. It can be a tedious task and many people make the mistake of trusting price comparisons offered by some of the insurance companies. These comparisons are not true comparisons and do not give customers the information they need to make an informed decision about the insurance they need. READ MORE >>

You are probably wondering what you can protect with home insurance. Will the insurance cover the house itself? What about the household property? Can it be extended to cover other structures apart from your house? Fortunately, there are several home insurance options for home owners. READ MORE >>

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