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Friday, April 13, 2012 By Tim Grant, Pittsburgh Post-Gazette Chances are you won't be sued for an automobile crash or an accident at your home that costs more than your liability insurance policy is willing to pay. But there is a type of insurance that can guarantee you won't be wiped out financially if that should happen. READ MORE >>

The Associated Press © March 30, 2012 RICHMOND State officials are reminding homeowners to review their insurance policies to see if they have earthquake insurance ahead of a new law that will require better disclosure if policies exclude such coverage. READ MORE >>

A vacation home was a practical expense for many families in recent decades. It allowed a family with a favorite vacation locale to visit that location anytime during the year without worrying about making travel accommodations or overspending on things such as dinner out, entertainment and sleeping arrangements. READ MORE >>

In the midst of the festive and hectic holiday atmosphere, it is easy to forget the serious responsibility involved with hosting a party at your home or business. In many states, individuals and employers hosting holiday parties can be held liable in cases where a guest or third party is injured in an accident related to alcohol consumption at your event. READ MORE >>

A standard homeowners policy includes coverage for jewelry and other precious items such as watches and furs. These items are covered for losses caused by all the perils included in your policy such as fire, windstorm, theft and vandalism. READ MORE >>

SHOULD I BUY A PACKAGE POLICY? Insurers often combine a number of coverages into a package that is sold as a single contract. The advantage of a package policy is that it offers a broad variety of coverages for small businesses at a price that is usually lower than if the same coverages were bought separately. READ MORE >>

Many people wonder if their home insurance would cover any injuries they received at home. After all, it is not only guests and visitors who can get hurt in your home. The same risks that await non-residents also await you and your family members. READ MORE >>

INSURANCE FOR A HOME-BASED OR VERY SMALL BUSINESSAn extremely small business, such as one operated by one or two people out of a home, may not need workers compensation insurance. But it often needs more property and liability insurance than is provided in a typical homeowners policy. READ MORE >>

If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgements against you and your attorney's fees, up to a limit set in the policy. However, in our litigious society, you may want to have an extra layer of liability protection. READ MORE >>

Sixty years ago, when the 1950 census data was released, it showed that eight in 10 households were occupied by married couples. Fifty years later, the 2000 census data showed that number had declined to just over 50%, signifying a sea change in the typical American household. READ MORE >>

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