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Salzberg Insurance Agency Blog: flood insurance

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Mold isn't just a nuisance for a property. It can also be exceptionally dangerous to the people in the home. While some varieties are harmless, the worst of the worst can be deadly. Flood insurance is available to property owners to stave off the damage from unexpected water, which makes it natural to ask whether such insurance will cover mold. READ MORE >>

Your basic commercial property insurance plan can generally be expected to cover all of the major disasters and hazards that may impact your business. These will typically include fire, burst pipes, storms, vandalism and theft, and even, in some cases, riots and social unrest. There is one major exception, however: Flooding. READ MORE >>

In Norfolk and the greater Tidewater region, there is plenty of water around. You probably know that when it rains, our low, flat elevation tends to make it easy for water to puddle up. It’s only an inconvenience until areas begin to flood. READ MORE >>

Hurricane season has officially started. For 2019, NOAA predicts a likely range of 9 to 15 named storms, of which 4 to 8 could become hurricanes, including 2 to 4 major hurricanes. NOAA provides these ranges with a 70% confidence. An average hurricane season produces 12 named storms, of which 6 become hurricanes, including 3 major hurricanes. READ MORE >>

When you are young, you’ll likely have relatively few possessions. Nevertheless, you’ll want to protect what you do have. They’ll help you contribute to building a family later, after all. What if something like a flood were to come along and destroy these items? Replacing them will become essential. READ MORE >>

As you’ve gotten older, your home has become one of your most valuable possessions. And, you likely realize how vulnerable the home is to various hazards. You’ve worked hard to keep it safe. But what if something happens that’s beyond your control?  READ MORE >>

Reinforcing your home against problems is one of your top goals as a homeowner. As spring rolls in, there’s an increased chance of inclement weather. Among these risks is the risk of floods. How Floods Can Affect Homes A flood can sometimes strike without warning in the form of flash floods. READ MORE >>

Flood insurance is a tricky subject to understand. Many homeowners insurance policies do not offer flood coverage. You must often buy flood insurance as an addition to a homeowners insurance policy. If your home floods, you will likely need flood insurance to cover the replacement and repair costs. READ MORE >>

As a renter, your risks of facing flood damage after a storm are just as high as those of a property owner. Yet, you may not have coverage for the losses you suffer from such an event. Flood insurance for renters may be very valuable as it can help to safeguard your possessions in the event of water damage. READ MORE >>

Flood insurance covers flood damage from inclement weather like hurricanes and tropical storms, but there are other instances in which having flood insurance can benefit you. These are a few of the water damage instances that may be covered by flood insurance. READ MORE >>

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