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Salzberg Insurance Agency Blog: business insurance

View the latest blog posts from Salzberg Insurance Agency.

Does your business have Employment Practices Liability Insurance, also known as EPLI? This optional coverage helps protect your business against lawsuits arising from some rather common employee accusations. Learn more about what an EPLI policy covers by clicking the link below or call Salzberg Insurance Agency at 757. READ MORE >>

Your basic commercial property insurance plan can generally be expected to cover all of the major disasters and hazards that may impact your business. These will typically include fire, burst pipes, storms, vandalism and theft, and even, in some cases, riots and social unrest. There is one major exception, however: Flooding. READ MORE >>

In Norfolk and the greater Tidewater region, there is plenty of water around. You probably know that when it rains, our low, flat elevation tends to make it easy for water to puddle up. It’s only an inconvenience until areas begin to flood. READ MORE >>

Are you planning to remodel your home? Will you build a new addition, or will you simply make major improvements to the rest of the home? In either case, it’s going to cost you money, and it might even mean involving the services of a professional contractor. READ MORE >>

You’ve worked hard to open your boutique or other small store. But what would happen if disaster struck and all that effort was in jeopardy? Would you have the business insurance coverage you needed to ensure things went back to where they were? Here are three reasons why small retail stores need a business owner's policy (BOP). READ MORE >>

Workers’ compensation insurance can extend to on-the-road risks. If you employ drivers, your company’s auto insurance covers the vehicle and some of the liability risks. Yet, every business owner needs to also consider injuries to their employees. READ MORE >>

If a third party gets hurt in your business, they might file a general liability claim against you. You likely have insurance to help you in case of these occurrences. However, you don’t want accidents to happen in the first place. You’ll need a safety plan in place to prevent such occurrences. READ MORE >>

Contractors work in potentially dangerous environments. Working with water, electricity, power tools and construction items all pose their risks. Some can cause serious bodily injuries, and others can cause death in the right conditions. Therefore, just by working in these sensitive environments, individuals expose themselves to risks. READ MORE >>

Owning a healthcare business can be exciting. You may own a traditional office, chiropractic spaces or an alternative medicine center.  No matter what type of business you operate, the building you are in matters. It is valuable to you. Most of these locations undergo significant modification and updates to be practical and functional for the company. READ MORE >>

Every business needs business insurance that protects it from liability costs. The coverage needed protects a business against incidents such as slips & falls, as well as third-party property damage. You likely have protection for these and similar risks when you have liability insurance. READ MORE >>

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