Spring may bring warmth and flowers, but it’s also prime time for tornados, hurricanes, thunderstorms and more weather that could quickly turn into a natural disaster. Is your business prepared to withstand nature’s worst? The following tips can help you get organized before disaster strikes.
The first weakness to check is the location of your workplace. Is the building located in a flood zone or an area that’s known for tornadoes? If there’s a specific threat, make sure the business is insured against it. You may also wish to consult a risk management professional to help identify various other risks and plan for them in advance.
Make an Emergency Plan
In addition to the plans made in step one, you should create an emergency plan specific to your staff. How will they be notified in case of disaster? Where do they exit the building and where do they meet once outside? How will they communicate with other? All of this should be planned well in advance and your employees should be trained on these procedures.
While buildings can be repaired, it may not be as simple to recover lost data. Income documentation, sales data and customer contact information is among the data that be lost forever if it isn’t regularly backed up. In addition to saving data to an internal server, ensure that data is also saved to an external source (like a cloud drive) so it can always be recovered if needed.
No, commercial insurance cannot prevent a disaster from occurring, but it can greatly assist with the aftermath. In fact, without the right coverage, many businesses may not be able to afford to rebuild. Your independent insurance agent can help assess the needs of your business to ensure the appropriate amount of coverage.
Ready to review your coverage? Call Salzberg Insurance Agency at 757-583-1828 for more information on Virginia Beach business insurance.