When you’re at home this summer, you want to be comfortable and escape the heat. That’s why you’re going to make significant use of your HVAC (heating, ventilation, air conditioning) system.
Using your HVAC system in a rented home means that you assume certain usage risks. If you don’t properly operate this system, you could overburden or damage it. You could even put your system at risk for catastrophic damages or fires.
When using a rental’s HVAC system, you have a degree of responsibility for its upkeep. While it legally belongs to the homeowner, your responsibility as the user should be to protect the system.
Your actions or an unavoidable accident could damage or destroy the HVAC system. In these cases, your renters insurance might help cover certain repairs and replacement. The homeowner’s policy may also help cover damages in these cases.
But, if you intentionally damage or neglect the rental’s system, your insurance may not cover damages. Therefore, take responsibility for the system, and always use it appropriately.
- When you move into the property, make sure you know how to operate the system. Many HVAC systems have manual and automatic controls. Have the home’s owner or rental agent give you a set of instructions or show you how to adjust the system.
- Request the homeowner to have the air conditioning inspected annually. Doing so can help you catch small problems that could get worse with heavy system usage.
- Also have your air conditioning ducts and vents inspected for signs of leaks or breaks. If the system works appropriately, it will pump air to the right places in the right amounts. You won’t waste energy overburdening the system.
- Check your home to make sure windows and doors remain sealed. Doing so prevents cool air from escaping the home. This prevents your air system from having to overwork to cool the home. If you feel the home doesn’t have proper seals, ask the homeowner for maintenance.
- Many renters raise a home’s interior temperature by four to five degrees during summer. Doing so means the HVAC system does not have to work as hard to cool the home. The system won’t become overloaded. Most residents don’t notice the difference in temperature.
During times of extreme heat, use care when operating the system. It will likely use a lot of energy during this time period. You can reduce the burden on the system by using other cooling methods like fans. You can also reduce your usage of electricity by turning off lights and other appliances. Doing so will help keep your electrical system from becoming overwhelmed.
Salzberg Insurance Agency has your renters insurance needs in mind. Submit a request right now to get a fast, free quote. Call us at (877) 757-6081 for more information.