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Salzberg Insurance Agency Blog Page 15

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Hurricane season is here and the state's Bureau of Insurance is reminding VIrginians that most hurricane damage comes from flooding, not high winds. If you live in a designated flood zone, you are required by law to have flood insurance, but flood insurance is a wise investment no matter where you live in Hampton Roads. READ MORE >>

Like a teenager eager to try a new video game, playing before reading the rules, many drivers buy insurance without really understanding what they’re buying. In the rush to feel “covered,” they can skip the details. That can lead to frustration. READ MORE >>

Consider this startling fact: In 2007, 66 percent of U.S. homeowners were underinsured by an average of 18 percent. This means that if these dwellings sustained a total loss, the homeowners would not have enough insurance reimbursement to replace their home.   READ MORE >>

With vacation season in full swing, you may be in the process of planning an annual getaway. While most people spend lots of time looking for ways to maximize their budget, one costly decision is often left to the last minute—whether to buy the optional insurance offered by a rental car company. READ MORE >>

Monday, 23 May 2011, VIRGINIA BEACH, Va. (WAVY) - In an effort to save more lives on Virginia's roadways this spring, the Virginia Beach Police Department is partnering with State and other local law enforcement agencies to buckle down on all motorists not buckled up. READ MORE >>

Stock up on supplies Friday, 20 May 2011 RICHMOND, Va. (AP) - Virginians who want to stock up on batteries, bottled water and other supplies for the hurricane season will get a tax break next week. Starting May 25 and continuing for seven days, a sales tax holiday will spare them state and local levies for items deemed eligible. READ MORE >>

Updated: Thursday, 19 May 2011 MIAMI (AP) - U.S. government forecasters are expecting three to six major hurricanes from an above average Atlantic storm season. The National Ocean and Atmospheric Administration released its forecast for the 2011 season Thursday. Scientists say as many as 18 named tropical storms may develop. READ MORE >>

If a major hurricane hit Hampton Roads, floodwaters from the storm's surge could damage more than one-third of the homes in the region, according to a report released Tuesday.Less than one-eighth of those nearly 289,000 homes that would be affected are inside federally designated flood zones, according to CoreLogic, a Santa Ana, Calif. READ MORE >>

Once a claim has been submitted to an insurance company, the insurance company has the responsibility to either pay or deny the claim and to do one of the above in a prompt manner.  But, not all of the details of the claim may originally be evident; therefore the insurance company may not be in a position to determine whether or not coverage applies under the policy. READ MORE >>

Car insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. An car insurance policy is comprised of six different kinds of coverage. READ MORE >>

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