While no one plans to suffer a major injury or become seriously ill, you want to be prepared so you aren't faced with unexpected medical costs. In order to reduce the risk of unexpected health care costs, private health insurance companies offer an array of health insurance programs and plans that vary in terms of coverage, costs and benefits. We offer a wide range of individual and group health insurance plans. We will work closely with you to determine which type of plans and coverages would most appropriately fit your budget and lifestyle.

Individual and family health insurance plans cover preventative care as well as emergencies, and provide long term protection for you and your family. Even the cost of routine doctor visits, especially if you have children, can add up quickly if you are not covered by health insurance.

Individual health insurance covers the medical expenses of one person or family. Individual insurance is purchased directly from an insurance company, and you are evaluated based on how much risk you might represent when you apply. You may want to think about individual insurance if:

• You are self-employed
• You are a part-time worker who is not eligible for company-sponsored insurance
• Your medical history or pre-existing medical condition causes you to be ineligible for employer-sponsored insurance

Health care is a big decision for your business. You deserve a wide range of choices to help to provide your employees with superior coverage that is within your company's budget.

We have the experience and local knowledge to meet your health insurance needs now and as your company grows.

Group health insurance covers the medical expenses of many different people in a single policy. All eligible participants are covered, regardless of age or physical condition. Many groups such as trade associations, churches, and clubs may offer group insurance to its members. To find out if your group qualifies, please contact us for a quote today!