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Helpful Calculators

Automobile Calculators
Should I lease or purchase an auto?Auto purchase - Loan versus 0% dealer financing?What would my auto payments be?How much vehicle can I afford?
Cash Flow Calculators
Should I pay down debt or invest more?What is my current net worth?What is my current cash flow?How much am I spending?What is my projected cash flow?What is my projected net worth?Value of reducing or foregoing expenses.Historical inflation - Compare purchasing power
College Calculators
How much should I be saving for college?Advantages of a 529 College Savings PlanWill I be able to pay back my student loans?What is the value of a college education?Should I live on campus, off campus or at home?When should I begin saving for childs college?
Credit Calculators
How long will it take to pay off my credit card(s)?How long until my loan is paid off?Do I have too much debt?What is the balance owing on my loan?Re-structuring debts for accelerated payoffShould I consolidate my personal debt?
Insurance Calculators
How much will I earn in my lifetime?What are the tax advantages of an annuity?How long will my current life insurance proceeds last?What is the future value of an annuity?What is my life expectancy?What are my needs for burial and final expenses?Which is better, comprehensive plan or high-deductible plan with HSA?How much disability income insurance do I need?What are the chances of becoming disabled?What are my long-term care insurance needs?How much life insurance do I need?
Investment Calculators
How should I allocate my assets?What is the value of a bond?What is the value of compound interest?What is the value of a call or put option?Taxable vs. tax-advantaged saving comparison.What is my risk tolerance?What is the return on my real estate investment?Compare taxable vs. tax-free investment return
Home & Mortgage Calculators
Should I rent or buy a home?Which is better, fixed or adjustable-rate mortgage?Adjustable rate mortgage calculatorHow much home can I afford?Should I refinance my home mortgage (breakeven)?Mortgage calculatorComparing mortgage terms (i.e. 15, 20, 30 year)Should I pay discount points for a lower interest rate?Should I convert to a bi-weekly payment schedule?Compare a no-cost vs. traditional mortgageWhat are the tax savings generated by my mortgage?How do closing costs impact the interest rate?Compare an interest-only vs. traditional mortgageHow much can I borrow from my home equity (HELOC)?
Paycheck & Benefits Calculators
Convert my salary to an equivalent hourly wage.Convert my hourly wage to an equivalent salary.How much will my company bonus net after taxes?
Qualified Plan Calculators
Evaluate my company pension payout optionsHow do I maximize my employer 401(k) match?
Retirement Calculators
Social security retirement income estimatorHow does inflation impact my retirement income needs?I am retired, how long will my savings last?When should I begin saving for retirement?Should I convert discretionary expenses to savings?Compare a Roth 401(k) to a Traditional 401(K)How much retirement income may my 401(k) provide?How will retirement impact my living expenses?How much will I need to save for retirement?Are my current retirement savings sufficient?
Saving Calculators
Becoming a millionaireIncome generated by a savings plan.How long will it take to double my money?How long until my savings reach my goal?Save now vs. save later How much should I save to reach my goal?What will my current savings grow to?Calculate rate of returnHow do taxes and inflation impact my return?What is my effective annual yield?
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Our Contact Info

Salzberg Insurance Agency
249 East Little Creek Rd.
Norfolk, VA 23505-0649

Local: (757) 583-1828
Fax: (757) 587-7735
info@salzberginsurance.com
Monday - Friday 9am - 5pm
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