We offer a wide variety of coverages, limits, and deductibles for your individual business needs.

Commercial insurance will help to protect you from the many risks that business owners face, including:

• New home
• Damage to your business vehicles
• Damage, destruction, or theft of your office equipment and inventory
• Liability exposures arising out of your business's advertising
• Crime coverage including robbery, burglary, and employee dishonesty

• Bodily Injury Liability Coverage
  protects you when someone is injured as a result of your business operations.

 
• Property Damage Liability Coverage
  covers claims of damage to the property of others.

 
• Personal Injury Liability Coverage
  provides you with protection for offenses such as false arrest, libel, slander and wrongful entry.

• Liability Coverage
  applies if you are sued as a result of an auto accident involving your company vehicle.

 
• Collision Coverage
  repairs or replaces your car after an accident.

 
• Comprehensive Coverage
  covers physical damage to your vehicle as a result of fire, theft and glass breakage.

 
• Rental Reimbursement Coverage
  covers the cost of a rental vehicle when your vehicle is disabled due to an insured loss.

• Business Property Protection Coverage
  helps protect your building and its contents in case of direct physical loss.

• Cargo Coverage
  protects your cargo or inventory while in transit or during storage.

 
• Tool and Equipment Coverage
  protects your tools and equipment used in your business.

 
• Business Interruption Coverage
  protects against loss of income (for up to 12 consecutive months) resulting from a covered loss.

 
• Crime Insurance
  protects against loss from burglary, robbery, even employee dishonesty.

 
• Umbrella Excess Liability Insurance
  provides higher liability limits than your General Liability Coverage.