If you begin to operate a new type of vehicle, you likely have to learn a new set of skills to safely drive. To an extent, you are a new driver. Even if you have years of experience driving a car, you’ll still be a novice if you decide to learn to ride a motorcycle.
Motorcycles require care, attention and precision when riding. At times, biking even compounds your safety risks. Motorcycles need specialized insurance policies to better address their specific operational risks.
If you’re a new biker, you likely understand that learning to ride takes practice and commitment. You spend a lot of time training and getting the experience to prove that you can safely ride a motorcycle.
However, to meet the qualifications to be a biker, you face more than just learning to ride. You have to meet other legal requirements in order to take to the road safely.
1. Receive all Licensing and Registration
Motorcyclists often have to receive special licensing and endorsements in order to ride. If you don’t carry the proper licensing, you might face a driving charge if you’re caught riding your motorcycle.
Register your bike according to state laws. Also get a motorcycle license or endorsement for your license. You might have to pass a written and operational test to get the motorcycle endorsement.
2. Get Insurance
Motorcycles, like all vehicles, pose financial risks to their owners and other drivers. Owners should get the proper motorcycle insurance for their bike.
In most cases, states require motorcyclists, to carry minimum liability insurance levels. However, new riders shouldn’t stop there. The minimum coverage levels may not offer enough coverage. You should choose limits that adequately protect your safety and the value of your bike.
3. Protect Your Safety
As a new rider, you will need experience to make you more familiar with your bike. New riders often face a higher risk of accidents and injuries.
Therefore, take the time to invest in your safety when you ride. Always wear a helmet, regardless of whether your state has a helmet requirement. Wear other protective gear like pads, long sleeves and sturdy shoes.
Furthermore, perform regular maintenance on your bike. Neglecting your bike could cause problems, leading to accidents or threatening your safety. The safer you are on a bike, the better your chances of avoiding injury and a potential bike insurance claim.
We’ve got you covered. Call Salzberg Insurance Agency at (877) 757-6081 to get an affordable motorcycle insurance policy.