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people eating dinnerRenters insurance is financial protection that may cover you following a loss to your apartment or rental home. It doesn’t cover the dwelling or the structure of the building since you don’t own either. However, it can help you replace your personal belongings you may have lost, in addition to providing you with a few other services. Typically, your renters insurance helps you cover losses resulting from fires, weather-related damage, vandalism and theft.

Does Your Renters Insurance Go Where You Go?

If you are like many Americans who rent, then it’s possible that you will remain in the same place for a year or longer. However, there is also a strong possibility that you will leave after your lease is up. Fortunately, you don’t have to worry about your renters insurance when you move. You can take it with you if you rent your next home. Additionally, if you are purchasing a new home after a year, you should consider switching to a home insurance policy.

How to Get Your Renters Insurance to Cover Your New Location

When it comes to your renters insurance coverage, it’s important that you keep your insurance provider informed. They need to know where the property is that they are financially backing. A change of address or calling them to update your address isn’t sufficient when it comes to switching your renters insurance. You must contact your insurance provider and let them know that you would like to move your policy to your new location. In most cases, they will cancel the policy at your existing location and start a new policy at your new location, so don’t be alarmed if you receive a cancellation notice.

What to Do After You’ve Moved

It’s not uncommon for personal belongings to get tossed out during a move. Maybe your new apartment or home calls for new décor so you get rid of the old to make room for the new. If that’s the case, then you should inform your insurance provider about your newly acquired assets, including furniture and electronics. If you’ve sold or given away some of your valuables, then you should inform them of this too. Since you only want to pay for the items you have, it’s important to update the list of items they have associated with your policy.

After you’ve contacted them about your belongings, you should also take the time to update your personal list of assets. By updating your list, you ensure that both lists match, and you have all of your belongings covered by your renters insurance.

Your renters insurance is certainly portable. If you anticipate moving, it only takes one phone call to ensure that your personal belongings are protected in a covered event.

Curious about the details of your policy? Call Salzberg Insurance Agency at (877) 757-6081 for more information on Florence renters insurance.
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Salzberg Insurance Agency
249 East Little Creek Rd.
Norfolk, VA 23505-0649

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info@salzberginsurance.com
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