Make A Payment Claims Contact Us Carriers Services About Us Home Page Home Page Click to Call Contact UsSalzberg Insurance Agency

man in warehouseDid you know that almost half of all businesses in the US are based out of the owner’s home? Just because you operate your business from your home doesn't mean you can forgo having high-quality, comprehensive insurance for it. While your home insurance may cover some of your needs, it generally will not provide for all of your business risks and needs.

Does Your Home Insurance Protect Your Business?

If you believe your home insurance could help cover a loss related to your business, take a look at your current policy. In nearly all cases, these policies will exclude businesses that operate from within the home. They may cover some equipment, such as your laptop or tools, but it probably won’t cover most types of equipment, lost income, disability or lost data.

What Business Insurance Do You Need?

Like any other business, to determine the best type of insurance protection, start by considering your risks. Which assets and liability risks does your business face? Here are some considerations to keep in mind:

  • Ensure your business equipment is protected. Your home insurance will rarely cover much equipment. A business property policy helps cover you.

  • Consider liability risks. There are various types of liability risks most businesses face on a regular basis. Liability insurance can protect you from lawsuits, whether they are related to slips and falls on your property or product liability risks.

  • Do you carry inventory? These assets will also need coverage.

  • Do you operate a vehicle as a component of your business? It’s often necessary to purchase a commercial auto insurance policy here rather than relying on your personal auto plan.

  • Do you have employees? You may need to have workers compensation in place to protect your business from employee-related injuries or illness.

Whether you are a real estate agent, consultant, delivery person or another type of at-home business owner, you need insurance to keep your company and your personal assets safe from risk. Customized insurance policies can help to reduce many of the risks you face and give you an affordable plan that minimizes risks associated with operating your business.

Protect your business, wherever it’s located. Call Salzberg Insurance Agency at (877) 757-6081 for more information on Norfolk business insurance.
Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Our Contact Info

Salzberg Insurance Agency
249 East Little Creek Rd.
Norfolk, VA 23505-0649

Local: (757) 583-1828
Fax: (757) 587-7735
info@salzberginsurance.com
Monday - Friday 9am - 5pm
Blank Linked In Facebook Twitter RSS
Five Star Professional